EARNED WAGE ACCESS & DEPOSIT CARDS

Let employees access pay they've already earned — before payday.

Powered by ZayZoon and built into your PayMaster Pro solution. No cost to you, no risk, and no added admin — we fund it, support it, and recover it automatically.

Reduction in turnover for employers that offer ZayZoon

0 %

Of employees would switch employers for Wages On-Demand

0 %

Of employees will access ZayZoon

0 %

Saved annually on hiring costs*, based on a 200-employee company

0 k
WAGES ON-DEMAND

Financial wellness for happier, healthier, more productive employees.

ZayZoon improves workplace productivity, retention and recruitment by giving employees access to their earned wages in advance of payday.

ewa work hours to access pay

HOW IT WORKS

Set up in seconds

Data is exchanged with your systems, allowing employees to securely create an account. Set up in seconds.

We fund every transfer

No risk or liability to you — funds are recovered automatically on the next payroll cycle.

We handle employee support

No administrative overhead for you — ZayZoon supports employees directly.

Built-in financial wellness

Includes ZayU — ZayZoon's platform for education and predictive financial tools.

Flexible cost options

Employee-paid, employer-paid, or shared cost — the choice is yours.

Already connected

Integrated seamlessly with your existing PayMaster Pro solution.

DEPOSIT CARDS

ZayZoon Visa® Prepaid Card

Give employees no-cost access to their earned wages daily

Employees want to get paid whenever they need. Now, with the ZayZoon Visa Prepaid card, they can*. At no cost to them, and no cost to you.

No Administration Needed

The ZayZoon Card is unlike a payroll card, which is owned and administered by the employer; this card is employee self serve.

Skip the Fees

No monthly maintenance fee attached. Employees have access to earned wages without the $5 payout fee.

Easy Access for Employees

ZayZoon does not require a credit check to issue the ZayZoon Card; making it more accessible to employees compared to a traditional bank card.

Flexible

Employees can use their ZayZoon Visa Prepaid Card as direct deposit if they have a second job or reload funds themselves.

Funds are safely insured by FDIC

The ZayZoon Visa Prepaid Card is offered by ZayZoon in partnership with our FDIC insured bank partner.

Who uses

*Employees must be 18 years or older to access the ZayZoon VISA® Prepaid Card

A simple way to get paid.

01

Employee selects to receive their paycheck by direct deposit onto their ZayZoon Visa Prepaid Card.

02

A digital card will be issued almost immediately, with a physical card delivered in 5-10 business days.

03

The remainder of their paycheck will be deposited onto the card on payday.

04

Use the ZayZoon Card like a debit card in store or online anywhere Visa debit cards are accepted.

05

Check earned wages and card balance on the ZayZoon app.